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Buyer Tip:
If you are a buyer hoping to close on a Nashville home purchase before the November 30th tax credit deadline I have a quick tip. Lately lenders are placing extra scrutiny on credit scores right before closing. It is not recommended that you buy new furniture, cars, computers or anything else on credit right before your home purchase. Taking on ANY additional debt than what you declared at the time of your mortgage application can raise a big red flag for a lender. It’s important to remember that pre-approval can be revoked at any time – even the day of closing.
