by Stephanie Crawford | Jan 25, 2021 | Home Buyer Info, Home Seller Info, Mortgage News
Right now we are working on a transaction where the appraisal was ordered two weeks ago, but it still hasn’t happened. What gives? It generally takes 30-45 days to move loan financing from contract to close. Part of the reason it takes so long is that the...
by Stephanie Crawford | Dec 3, 2019 | Featured, Home Buyer Info
Some of the most challenging things about buying a home is the mortgage process. A lender can run a credit report and grant a quick basic pre-qualification letter in a matter of hours, but full-on loan approval will be contingent on your gathering a lot of paperwork....
by Stephanie Crawford | Mar 29, 2015 | External Videos, Featured, Home Buyer Info, Mortgage News
No question is too small. Realtor.com has put together a great mortgage introduction video. You may have questions about down-payment. Lenders will offer you the best terms if you make a 20% down payment. However, most lending institutions have a mortgage options that...
by Stephanie Crawford | May 31, 2014 | Featured, Mortgage News
If you are considering purchasing a home in Nashville anytime soon, you will need to have a mortgage pre-approval letter in hand at the time an offer is submitted. While it isn’t technically required, sellers and listing agents will not take your offer seriously...
by Stephanie Crawford | Oct 10, 2013 | Featured, Mortgage News
The following was excerpted from a CRS finance class I took a few years back: Part I: Good Credit Translates into Lower Rates for the Consumer In the 1960s, Fair Isaac Corporation started working on a system lenders could use to evaluate the likelihood of receiving...
