by Stephanie Crawford | Oct 10, 2013 | Featured, Mortgage News
The following was excerpted from a CRS finance class I took a few years back: Part I: Good Credit Translates into Lower Rates for the Consumer In the 1960s, Fair Isaac Corporation started working on a system lenders could use to evaluate the likelihood of receiving...
by Stephanie Crawford | Nov 29, 2010 | Home Buyer Info
Are you thinking of purchasing your first home in Nashville? It is a great time to buy for many would-be homeowners. The market offers historically low interest rates, as well as affordable home prices. Here are 10 steps from Carla Hill at Realty Times that buyers can...
by Stephanie Crawford | Jan 21, 2010 | Home Buyer Info, Mortgage News
FHA Changes (not as bad as I feared) I blogged several weeks ago about impending FHA changes. There was rampant rumoring that the down-payment requirement might jump from 3.5% up to 5%. Well, yesterday FHA commissioner David Sterns finally announced the official...
by Stephanie Crawford | Sep 28, 2009 | Home Buyer Info, Mortgage News
Buyer Tip: If you are a buyer hoping to close on a Nashville home purchase before the November 30th tax credit deadline I have a quick tip. Lately lenders are placing extra scrutiny on credit scores right before closing. It is not recommended that you buy new...
by Stephanie Crawford | Feb 20, 2009 | Mortgage News
Here’s a warning for potential borrowers: Nervous lenders have tough new rules and are paperwork-crazy. Borrowers are going to have to prove they are the borrower they say they are; homebuyers should consider these things before they apply for a loan. 1. Down payments...
